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What should I review after buying an investment property?
Compare actual results with your original plan: rent collected, arrears, vacancy, repairs, ownership bills, insurance and financing. Check the tenancy's expiry and notice terms before acting. Review the holding plan when income, loan cost or repair needs change; a purchase decision should not become an unattended assumption.
What to do next
Set your own review dates and keep a rent ledger, contracts, bills and repair receipts.
Compare actual cash flow and accessible reserves with the budget; follow up unexplained differences.
Ask the relevant bank, lawyer or tax adviser to confirm issues before refinancing, changing tenancy terms or selling.
A review does not permit unilateral rent changes or eviction. Check the contract and lawful process with your lawyer.
Should I invest for rental income, price growth or future use, and how long should I hold?
Start with the job the property must do and when you need your money back. Rental income, resale growth and future business or family use require different checks. A planning horizon is your own decision; it is not a universal minimum holding period or a promise that prices will recover by that date.
What to do next
Write one main objective, a review date and the latest date you may need the capital.
Ask the bank about settlement terms and a tax adviser about disposal costs for your circumstances.
Compare holding and selling scenarios; pause if the plan only works with an assumed price increase.
A loan lock-in period and an RPGT holding period are separate matters. Neither establishes the best time to sell.